Our Services
Wealth Strategies
At Envision Wealth Strategies, we help you envision your financial future and build a roadmap to your goals. Our comprehensive wealth strategies are tailored to your needs, helping to ensure your financial decisions are aligned with your long-term aspirations. Whether you're building wealth, managing investments, or preserving your legacy, we're here to guide you every step of the way.
Intergenerational Planning
Building and preserving wealth across generations requires careful planning. Envision Wealth Strategies offers intergenerational planning services to help you build a legacy that lasts. We strive to ensure a smooth transfer of assets, minimize tax implications, and set goals that reflect your family's values and priorities.
Retirement Savings Strategies
Envisioning a secure and fulfilling retirement is crucial for your future. Our retirement planning services are designed to guide you towards a confident and worry-free retirement. We work with you to set realistic goals, develop a personalized plan, and ensure you have the resources needed to enjoy your golden years.
We offer a range of individual retirement investment strategies, including:
- Traditional IRAs
- Roth IRAs
- Tax Sheltered Annuities
- Life Insurance Retirement Plans
- IRA Rollovers & IRA consolidations
- Roth Conversions
We offer the following business retirement planning for business owners and professionals:
- SEP IRAs
- SIMPLE IRAs
- Owner Ks
- 401(k), 403(b), Profit Sharing and Defined Benefit Plans
College Planning
Planning for your child's education is an important step in securing their future. We help you set goals for college funding with tailored strategies to address your financial needs. From savings plans to investment options, we provide the guidance you need to make informed decisions for your family's educational aspirations.
Tax Planning
Navigating the complexities of tax planning can be challenging. We advise on effective tax strategies designed to minimize liabilities and seek to maximize savings. Our goal is to help you understand your tax situation and plan proactively, so you can focus on pursuing your financial objectives with confidence.
ESG Investing
At Envision Wealth Strategies, we believe in investing with purpose. Our ESG (Environmental, Social, and Governance) investing services help you invest in a better world within your financial goals. We work with you to set investment objectives that align with your values, focusing on sustainable and responsible investment opportunities. By integrating ESG factors into your portfolio, we aim to achieve both financial growth and positive social impact.
Risk Management
We prioritize understanding your comfort with market volatility and will revisit this in every meeting. How do you feel about fluctuations in your portfolio's value? This plays a key role in how we structure your investments. As your life evolves, so may your risk tolerance—and we're here to adapt your strategy accordingly.
Major Life Transition Planning
Life's major transitions, planned or unexpected, often bring financial challenges. We're here to guide you through these moments with personalized strategies to ensure your financial plan stays on track. Examples of major life transitions may include:
- New career or job change
- New baby
- Death in the family
- Moving to a new city/state
- Inheritance
- Divorce
- Retirement
Life Insurance, Long-Term Care, Kai-Zen and Disability Insurance Planning
While we can't eliminate life's uncertainties, we can prepare by structuring portfolios and insurance policies to protect you and your family when the unexpected happens. Life, long-term care, Kai-Zen, and disability insurance are essential parts of a well-rounded financial strategy. We've seen firsthand the value of having these safeguards in place. We'll work with you to build a solid defense around your finances, so you can know you're prepared for whatever life brings.
Structured Products
- Market-Linked Products Brochure
- Market-Linked Products Presentation
- Market-Linked Structured CDs Video
- Market-Linked Products
- Market-Linked Note Overview Video
- Principal Protected Notes Video
Other Investments
- Bonds
- Common Stock
- Mutual Funds
- ETFs
- Unit Investment Trusts
- Money Market
- Certificates of Deposits
- Variable Annuities
- Fixed Annuities
- Immediate Annuities
* Environmental Social Governance (ESG) Investing has certain risks based on the fact that the criteria excludes securities of certain issuers for non-financial reasons and, therefore, investors may forgo some market opportunities and the universe of investments available will be smaller.
Contributions to a traditional IRA may be tax deductible in the contribution year, with current income tax due at withdrawal. Withdrawals prior to age 59 ½ may result in a 10% IRS penalty tax in addition to current income tax. (157-LPL)
Traditional IRA account owners have considerations to make before performing a Roth IRA conversion. These primarily include income tax consequences on the converted amount in the year of conversion, withdrawal limitations from a Roth IRA, and income limitations for future contributions to a Roth IRA. In addition, if you are required to take a required minimum distribution (RMD) in the year you convert, you must do so before converting to a Roth IRA. (22-LPL)
Fixed annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. (76-LPL)
Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise. Bonds are subject to availability, change in price, call features and credit risk. (116-LPL)
CDs are FDIC insured to specific limits and offer a fixed rate of return if held to maturity, whereas investing in securities is subject to market risk including loss of principal. (120-LPL)
Variable Annuities are suitable for long-term investing, such as retirement investing. Withdrawals prior to age 59 ½ may be subject to tax penalties and surrender charges may apply. Variable annuities are subject to market risk and may lose value. (134-LPL)